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              New Delhi: Nearly 71 
              percent of India's elderly aged between 60 to 80 years are 
              compelled to work, said a survey conducted by United Nation 
              Population Fund (UNFPA) India.
 The survey, partnered with many other organisations, noted that 71 
              percent elderly work due to economic necessity and not by choice, 
              and that there is a close link between current work participation 
              and poverty and illiteracy.
 
 The survey was done in seven states - Kerala, Tamil Nadu, 
              Maharashtra, Odisha, West Bengal, Punjab and Himachal Pradesh - 
              where higher elderly proportion exist.
 
 Released Monday, the survey was conducted on the socio-economic 
              status, work participation and benefits, income and asset holding, 
              living arrangement patterns and familial relations, health status, 
              utilisation and financing of health care, and reach and awareness 
              of social security schemes among the elderly.
 
 Giving a snapshot of the work and income status of elders in 
              India, the survey indicated that the work participation rate among 
              elderly males is 39 percent as against 11 percent among women. 
              Majority of them were aged between 60 and 69 years.
 
 "Even the 13 percent of elderly men and three percent of women who 
              are 80 years of age and above work," it said.
 
 "Although work participation is low among women, the survey 
              indicates that they contribute to the family chores, enabling the 
              other adult members to go to work."
 
 The elders cited that nearly 70 percent of them seek work to 
              support themselves and another nine percent want to supplement the 
              family income.
 
 About 13 percent want to be more active through work and three 
              percent mentioned that there is family pressure to seek work.
 
 As per the survey, the significant level of workforce 
              participation by senior citizens is an indication of economic 
              compulsion.
 
 "Though the number of years spent in the labour force is 
              considerable, pension or retirement benefits are not available to 
              a large majority. Only less than 10 percent of all elderly get 
              employer's pension (3 percent women and 15 percent men), but 84 
              percent do not get any retirement benefits," the survey pointed 
              out.
 
 Eighteen percent of the elders get pension in Kerala and Himachal 
              Pradesh, while only four percent in Tamil Nadu, Maharashtra and 
              Odisha are receiving it.
 
 Kerala and Himachal Pradesh top the chart when it comes to 
              retirement benefits, while Maharashtra and Odisha are at the 
              bottom. Tamil Nadu appears to have better retirement benefits 
              although in the case of pension, the state fares poorly.
 
 Highlighting various social security schemes for elders and 
              awareness level, the survey informed that 70 percent were aware of 
              the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) and 
              the Indira Gandhi National Widow Pension Scheme (IGNWPS). But 
              awareness of the Annapurna Scheme was rather limited to 40 
              percent.
 
 It was also indicated that 85 percent of the elderly in Himachal 
              Pradesh, Kerala, Punjab, and Odisha are aware of the IGNOAPS, 
              while it was lowest in West Bengal at only 58 percent.
 
 "Even though main target for these social security schemes are 
              Below Poverty Line (BPL) families, slightly more elderly in non-BPL 
              households than elderly in BPL households are aware of all three 
              schemes," the survey said.
 
 Pointing out the way forward, the UNFPA in its findings has urged 
              the government to bring effective implementation of national 
              policy and programmes for older people.
 
 "The government should ensure effective implementation of national 
              policy and programmes availability of physical, financial and 
              human resources."
 
 "Further, the government needs to enable civil society groups and 
              engage the private sector in creating an elder friendly 
              environment. Data and research gaps in understanding issues of the 
              elderly within the cultural context need to be undertaken on a 
              regular basis," the survey said.
 
 According to UNFPA, another survey has indicated that the country 
              has around 90 million ageing people and the figure is expected to 
              touch a whopping 315 million by 2050.
 
              
 
 
 
 
              
              
 
 
 
              
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